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Liability and Insurance

The resources in this section of IMBA's website are offered for educational purposes only. This information does not constitute legal advice.

Anybody who rides mountain bikes has probably, at some point, pitched off the bike and fallen into the dirt. Falling is part of mountain biking. And when those falls result in injuries, lawsuits can follow.

Fear of injuries and lawsuits has made landowners reluctant to allow recreation on their property and has sometimes made government agencies wary of building new trails. But safety and liability can be managed.

Insurance is part of the solution for managing risk and liability. IMBA also promotes good legislation — like inherent risk legislation — to recognize the risky nature of the sport and discourage lawsuits against private landowners who allow public access to their trails.

See the menu at right for updates on IMBA's insurance advice for chapters and clubs.

IMBA's books offer our most comprehensive treatments for this and many other important topics. Consider picking up copies of Trail Solutions: IMBA's Guide to Building Sweet Singletrack and Managing Mountain Biking: IMBA's Guide to Providing Sweet Riding at IMBA's online store.